Proudly supporting Defence families into their new home

At Simonds Homes, we understand the demands of Defence life. Postings, deployments, and the need for flexibility. That’s why we’ve built a process tailored to ADF personnel, helping you plan, build and move with confidence.

Our dedicated Defence Specialist will guide you through government schemes like HPAS and DHOAS, plus state-based grants and concessions, ensuring you make the most of every entitlement. With flexible appointment times, expert advice, and a lifetime structural guarantee, we’ll simplify the journey so you can focus on what matters most - your family and your future.

Contact our Defence Specialist

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Your benefits at a glance

Property is a popular choice for ADF personnel because of the wide range of financial support available. From lump-sum payments to ongoing mortgage contributions, plus state-based grants, there are multiple ways to make home ownership more affordable:

✔ HPAS (Home Purchase Assistance Scheme)
A lump-sum payment of $16,946 to assist with purchasing a property (eligibility criteria apply).

✔ DHOAS (Defence Home Ownership Assistance Scheme)
A monthly mortgage contribution of at least $1,081 to reduce your repayments (eligibility criteria apply).

✔ Plus standard Government grants First Home Owner Grants and duty concessions may also apply depending on your circumstances and state.

Why Simonds?

We understand the demands of Defence life - postings, deployments, and the need for flexibility.

A simplified process

A dedicated Defence Specialist to coordinate your journey end-to-end.

Scheme & grants guidance

Clear guidance on DHOAS, HPAS and relevant state grants—so you can maximise your entitlements.

Lifetime structural guarantee

Confidence built in - from the first briefing to handover and beyond

Flexible appointment times

We work around deployments, postings and shift work - virtual and after-hours options available.

Transparent timelines

Clear milestones and proactive updates - wherever you are posted.

Handover made simple

We’ll coordinate settlement and key collection with your availability (or your nominated representative).

FAQs

How does the process work?

✔ Book your Defence consult

Tell us your timing, posting considerations and budget.

✔ Confirm your entitlements

We’ll help you understand HPAS, DHOAS and any state grants you may be eligible for.

✔ Choose your home & finance pathway

Select from ADF-ready packages and connect with approved lenders familiar with DHOAS.

✔ Build with confidence

We lock in your selections, schedule milestones around your availability and keep you updated throughout.

Popular options for ADF

With Simonds, you can make the most of these benefits through our popular House & Land packages. Delivered via our streamlined Emerge process, these packages feature selected home designs with easy upgrade options, curated colour schemes, and a fast-tracked build journey—making it simpler than ever to move into a home that’s tailored for Defence families.
Cape 22

Cape 22

3
2
2
2
Width 12.5
Depth 28
Area 207.44
From$271,700
Fairlight 22

Fairlight 22

4
2
2
2
Width 14
Depth 25
Area 203.57
From$263,800
Mundi 24

Mundi 24

4
2
2
2
Width 12.5
Depth 30
Area 221.13
From$276,300

This week's House and Land packages

Looking for inspiration? Here are some of the most in-demand packages Defence families are choosing right now. Each one comes with fixed pricing, curated inclusions, and flexible timelines designed to work around ADF life.
Granite 22

Granite 22

Lot 120

The Willows Estate, Yarrawonga

4
2
2
2
Width 12.5
Depth 28
Area 205.18
From$630,622
Grampian 22

Grampian 22

Lot 39

The Willows Estate, Yarrawonga

4
2
2
2
Width 12.5
Depth 28
Area 205.29
From$669,702
Fairlight 22

Fairlight 22

Lot 43

The Willows Estate, Yarrawonga

4
2
2
2
Width 14
Depth 25
Area 203.57
From$655,828