Finance your new home with confidence

Building a new home should be exciting, but there can be a lot to navigate when it comes to finance. That’s why Simonds has partnered with The Loan Company to support our Western Australian customers through the finance side of their home-building journey.

Established in Perth in 1999, The Loan Company is one of Western Australia’s longest-standing mortgage brokerages, with extensive experience in construction finance. Their team can help you understand your borrowing position, compare suitable home loan options from a broad panel of lenders, and guide you through the finance process from the early planning stages through to construction and completion.

The Loan Company can help with:

• Construction finance expertise – experienced with the requirements of lenders, builders and land developers.

• Tailored home loan guidance – helping you compare suitable loan options for your circumstances.

• Understanding your budget – working through your borrowing position, deposit and likely repayments before you commit to a build.

• Step-by-step support – helping manage the finance process so you can focus on the more enjoyable parts of building your new home.

Let’s get your finance sorted, so you can focus on the exciting part – building your new home!

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Know your numbers before you build!

Before choosing your home and land package, it helps to understand what you can comfortably spend.

A mortgage broker from The Loan Company can review your circumstances and help you understand your borrowing position, deposit requirements, likely repayments and the lending options that may be available to you.

Getting the finance groundwork done early can give you greater clarity when working with your Simonds New Home Specialist and help you focus on homes and packages that suit your budget.

✅ Understand your indicative borrowing capacity
✅ Work through your deposit and likely upfront costs
✅ Explore relevant first-home buyer schemes and low-deposit options, where eligible
✅ Understand what lenders will need for your construction loan

Know where you stand, then build with confidence!

Finance advice and guides

Building or buying a home comes with plenty of new terminology, decisions and moving parts. Explore practical information from The Loan Company to help you understand construction finance, home loans and the steps involved in getting finance-ready.

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Get a clearer picture of the numbers

The Loan Company’s home loan calculators can help you estimate your borrowing power, repayments and some of the costs involved in purchasing a property. Calculator results are estimates only and should be used as a guide. Your actual borrowing capacity, repayments and costs will depend on your individual circumstances and the lender you choose. Speak to a broker from The Loan Company to help you make an informed decision with confidence!

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The Loan Company and Simonds Homes are separate businesses. Simonds Homes does not provide credit assistance. Mortgage broking and credit assistance services are provided by Harrisdale Pty Ltd trading as The Loan Company, ABN 59 088 462 140, Australian Credit Licence 386355.

Information about finance on this page is general information only and should not be taken as an indication that finance will be approved. Loan approval is subject to lender assessment, eligibility criteria, fees, charges, terms and conditions. Government grants and assistance schemes are subject to eligibility requirements and may change.

Why The Loan Company?

The Loan Company has been helping Western Australians navigate home finance since 1999 and is one of the state’s longest-standing and most highly awarded mortgage brokerages. 

With extensive experience in construction lending, a broad panel of banks and lenders, and a local team that understands the home-building journey, The Loan Company is well placed to support Simonds customers from their first finance conversation through to construction and beyond.

Key benefits

Construction Finance Experience

Construction loans involve additional steps that aren’t part of a standard home purchase. The Loan Company understands the requirements of lenders, builders and land developers and can help coordinate the finance process throughout your build.

More Choice

Rather than being limited to the products of one bank, The Loan Company can compare suitable options from a broad panel of lenders to help identify a loan that meets your requirements.

A Simpler Process

Your mortgage broker and The Loan Company’s support team manage the loan process, explain what is required and keep you informed as your application and build progress.

Ongoing Support

The Loan Company’s support doesn’t end when your loan settles. Their team remains available throughout the life of your home loan and can review it as your circumstances and the lending market change.