Helping Defence families into their new home

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Helping Defence families into their new home

At Simonds Homes, we understand the demands of Defence life. Postings, deployments, and the need for flexibility. That’s why we’ve built a process tailored to ADF personnel, helping you plan, build and move with confidence.

Our dedicated Defence Specialist will guide you through government schemes like HPAS and DHOAS, plus state-based grants and concessions, ensuring you make the most of every entitlement. With flexible appointment times, expert advice, and a lifetime structural guarantee, we’ll simplify the journey so you can focus on what matters most - your family and your future.

From all of us at Simonds Homes, thank you for your service - we’re proud to support you and your family.

Your benefits at a glance

Property is a popular choice for ADF personnel because of the wide range of financial support available. From lump-sum payments to ongoing mortgage contributions, plus state-based grants, there are multiple ways to make home ownership more affordable.

HPAS (Home Purchase Assistance Scheme)

A lump-sum payment of $16,946 to assist with purchasing a property (eligibility criteria apply).

DHOAS (Defence Home Ownership Assistance Scheme)

A monthly mortgage contribution of at least $1,081 to reduce your repayments (eligibility criteria apply).

Plus standard Government grants

First Home Owner Grants and duty concessions may also apply depending on your circumstances and state.

Plus, take advantage of our current offers

You can claim these in addition to your Defence entitlements!

Spend $5K & receive $20K worth of quality inclusions for your Aspirations home!*

Built for life, enjoy light filled open-plan living, with all the modern finishes and essentials included. Download the brochure to learn more!

Spend $5K & receive $50K worth of quality inclusions for your Inspirations home!*

Designed for modern families, our Inspirations homes feature smart, functional layouts, refined interiors, and timeless finishes - now with even more value included. Download the brochure to learn more!

Limited time offer - turnkey home designs from $250K!*

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Elevate your home with your choice of premium upgrades in Victoria.

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Meet Prue Dowsey, our Defence Specialist

Prue brings a wealth of experience in new home consultancy with a specialised focus on supporting Australian Defence Force personnel and their families find their dream home or investment property. Having previously founded & operated her own property solutions business dedicated to military members, along with being involved in the military amongst her career and being a ADF spouse, she has a deep understanding of the unique challenges defence families face and the importance of securing housing and investing in property. Her proven ability to deliver clear, personalised advice ensures clients feel confident and supported when making important decisions about there homes. With a career spanning aviation, business development and new home sales, Prue has built her reputation on professionalism, empathy and support for her clients needs. She is passionate about making the process smooth, stress-free and rewarding.  

FAQs

Why Simonds?

We understand the demands of Defence life - postings, deployments, and the need for flexibility.

A simplified process

A dedicated Defence Specialist to coordinate your journey end-to-end.

Scheme & grants guidance

Clear guidance on DHOAS, HPAS and relevant state grants—so you can maximise your entitlements.

Lifetime structural guarantee

Confidence built in - from the first briefing to handover and beyond

Flexible appointment times

We work around deployments, postings and shift work - virtual and after-hours options available.

Transparent timelines

Clear milestones and proactive updates - wherever you are posted.

Handover made simple

We’ll coordinate settlement and key collection with your availability (or your nominated representative).

How does the process work?

1: Book your Defence consult

Book a no-obligation consultation to explore your goals, home design and budget.

2: Confirm your entitlements

We’ll help you understand HPAS, DHOAS and any state grants you may be eligible for.

3: Choose your home

Select from ADF-ready packages and connect with approved lenders familiar with DHOAS.

4: Build with confidence

We lock in your selections, schedule milestones around your availability and keep you updated throughout.

From all of us at Simonds Homes, thank you for your service - we’re proud to support you and your family.